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Back in April 2020, it was reported that there were 57.4 million credit cards in circulation in the country. The pandemic has pushed more Indians to apply for credit cards, as they could get instant access to credit, which was the need of the hour. Based on the Reserve Bank of India’s mandate to make credit cards readily accessible, banks and financial institutions have also made it relatively easy to own a credit card. Today, one can avail a credit card by meeting certain minimum requirements, including having a good credit score, a monthly source of income, and having a good credit or repayment history with zero defaults. Additionally, one of the most sought-after credit cards today is the Bajaj Finserv co-brand credit card.
Bajaj Finserv, in collaboration with RBL Bank, offers a truly all-inclusive credit card with industry-first features. The Bajaj Finserv RBL Bank SuperCard comes with the power of four different cards rolled into one. The Bajaj Finserv RBL Bank SuperCard can be used as an ATM (cash) card, a loan card, an EMI card, and a credit card. Apart from the revolutionary features and benefits, the card is available in 11 variants, each suited for different lifestyles and spending patterns. This way, cardholders can avail credit card offers in various categories, including online shopping, travel, lifestyle and entertainment, among others.
Standard Benefits
The Bajaj Finserv RBL Bank SuperCard holders can avail various discounts, cashback offers, reward points, vouchers and gift cards by using their credit card to purchase items. The Bajaj Finserv RBL Bank SuperCard extends myriad benefits, and allows cardholders to purchase items at discounted prices, whilst also availing promo codes. Additionally, cardholders can also get 5% cashback on the down payment they make by using the credit card, with a maximum amount of Rs. 1,000 per transaction.
Credit Card Offers
Apart from the direct cashback offers and discounts, other perks of using the Bajaj Finserv RBL Bank SuperCard include deals and discounts from individual brands. For instance, one can avail flat 5% discount while shopping for Lenovo laptops and gadgets by using the Bajaj Finserv co-brand credit card! We highlight similar credit card offers, in the guise of discounts and cashbacks one can avail by using this credit card.
Travel Benefits
By using the Bajaj Finserv RBL Bank SuperCard to purchase tickets on Paytm, cardholders can avail up to Rs. 2,000 in cashback.
Offers While Shopping Online
Consumers today prefer shopping online, and various fashion and lifestyle brands extend discounts and cashback offers on items that are bought using the Bajaj Finserv RBL Bank SuperCard.
- Cardholders that shop on Myntra get a flat Rs. 150 discount on their purchases
- Those who shop on Paytm Mall by using the Bajaj Finserv RBL Bank SuperCard get flat 5% cashback on their spends
- By shopping at Shopper’s Stop, the Bajaj Finserv co-brand credit card holders get a flat 12% discount on the items they buy
- One of the biggest, and arguably the most eye-catching offer is the flat 25% discount on the amount one spends at Joyalukkas, one of India’s biggest jewellery stores
Offers on Utility Payments
The Bajaj Finserv RBL Bank SuperCard extends benefits in more ways than one. Cardholders can also maximize the offers by availing discounts on the payments they make for utilities.
- The Bajaj Finserv co-brand credit card holders can avail discounts of up to 20% on the digital subscription of Hindustan Times e-paper
- Cardholders can avail 20% discount on the digital subscription of Live Mint and Wall Street Journal
- By using the Bajaj Finserv RBL Bank SuperCard, one can avail up to 65% discount on the annual subscription of any of the India Today Group digital magazines
- By using the promo code, cardholders can get a flat Rs. 125 cashback on their Paytm First annual subscription plan
Miscellaneous Benefits
The RBL Bank SuperCard comes with robust security features that add to its reliability and trustworthiness. Using the RBL MyCard app, you can control and restrict the usage of your credit card. Other features such as ‘zero fraud liability cover’ and ‘in-hand security’ give you additional control over your card, and help you in dire situations.
Each purchase you make using this credit card helps you accumulate reward points. So, in addition to the 20,000 reward points, you will attain as a welcome gift. Your account will also be credited with these reward points at the end of each month after every transaction you make. Furthermore, the Bajaj Finserv RBL Bank SuperCard comes with certain milestones, and after passing each of these milestones, you will be given a certain number of reward points as a complimentary gift.
One of the greatest worries when it comes to owning a credit card is the time duration of the approval process for the card. Activating the online services of this card, however, takes very little to no time. With just the mere payment of a small annual and joining fee, you will get instant access to online banking with this credit card.
Finally, if these credit card offers are not convincing enough, this card also extends privileges to its owners. Bajaj Finserv is well reputed for having over 60,000 partnerships with firms. As the proud owner of this card, you can avail one of the many exclusive discounts you will be offered at any of these partner stores. You can also get a 5% cashback on the items you purchase from the Bajaj Finserv EMI Network partner stores. You have the option of making down payments from the reward points you have accumulated, thus making shopping extremely convenient.
